Medicare and Health Insurance Planning

Planning for health insurance can be overwhelming and may likely be one of your largest out of pocket expenses during retirement. Not including it in your retirement plan can be a costly mistake. Something to take into consideration is how your expenses will change when you first become eligible for Medicare. Your timing and decisions will be critical in the years to come since your social security will likely be reduced for the cost of Medicare Part B.  Also, take note, that your decision is highly individualized and based on your own specific needs. What works for some may not work for others, which can end up changing your out of pocket costs under the same plan.

Michael Patton is an independent broker licensed with major insurers offering Medicare Supplement (Medigap), Medicare Advantage, and prescription drug plans. He also offers under 65 health insurance options and is a certified broker on Pennie.  Get in touch with us today to review your options.


*I do not offer every plan available in your area. Currently I represent 6 (8) organizations with 56 (63) products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. 

Prescription Drug Plans - Michael represents 6 out of 7 organizations / 17 out of 20 plans.
Medicare Advantage - Michael represents 6 out of 8 organizations / 56 out of  63 plans.